The comforting aroma of dinner drifting through the house.? Just-came-home-from-work greetings.? Memories of dating, our wedding day, and beginning to establish our home together.? Our lives and plans and dreams stretching out before us, like a good book yet unread.? These are things that we take comfort in.? Like most young married couples, my husband and I enjoy thinking about our life together, but we don’t like to think about planning for tragedies and situations where on of us might no longer be around.
Several years ago, a dear friend of mine lost her husband in a terrible car accident, where he died immediately. They had only been married eight months, and my friend was pregnant with their baby daughter. The young husband had not gotten around to getting life insurance yet, and my friend and her unborn child were left with nothing. Heartbreaking situations like this remind us of how important it is to consider preparing for the future and ways of making sure our loved ones are cared for if something similar should happen to one of us.
Even when we have examples like my friend and her husband, it can be difficult to talk about this preparing for such tragedies. I found this video from LearnVest very helpful. It outlines some talking points and offers suggestions that can be used to have a meaningful, beneficial conversation about and planning for the future.
There are a lot of options and choices to be made when figuring out the best way to plan for the future and what life insurance is. It can be a very confusing process. It is really helpful to be able to refer to a resource such as Genworth to help guide the process. Having all of that knowledge and information available through a reliable, trusted source enables the process to end in a careful, prudent choice.
Some very important advice we received was to not put off this kind of planning for the future. To a young married couple, it can seem like one of those things that can wait. However, like we saw with my friend and her husband, you never know when tragedies will happen, and it?s smart to be prepared.
What about you? Have made plans for how your loved ones would be cared for if something were to happen to you? How have you planned for this?
This post was inspired by Genworth?Financial. All opinions are 100% my own (always). For more information about caregiving, visit the?Genworth Financial?website.