Some people have never heard of a toy hauler before. In some circles, though, they are relatively common. If you enjoy certain forms of recreation, you might need to use them every year.
If you need to use toy haulers, then utilizing one like a Genesis overnighter probably makes sense. This is one of the better-known companies in the industry that makes these kinds of haulers.
If you don’t know anything about buying a toy hauler, though, and you want one, then it makes sense that you take a look at a comprehensive buyer’s guide. Let’s dive into this subject in detail right now.
What is a Toy Hauler?
Let’s start by defining a toy hauler for anyone who doesn’t know this term yet. A toy hauler is a camping trailer or an RV. If you look at some of the different ones that are on the market, you will probably notice some universalities pretty quickly.
For instance, you will see that each one comes with a loading ramp and a large rear garage space. Those in the industry usually call this type of RV or camper a “toy hauler” because you’re using it to haul toys around.
We’re not talking about literal toys, but instead, equipment that gets the designation “toys” from anyone who makes this their hobby.
What Can You Do with One?
To be more specific, the kinds of “toys” you will usually haul around with a toy hauler are probably dirt bikes, ATVs, or other recreational vehicles. Typically, if you buy a toy hauler, you plan to use it to transport some of these “toys” to a spot where you can use them. Maybe that’s a campsite or somewhere similar.
If you have a toy hauler, then you might load it up with camping gear and recreational vehicles. Because of this, most people who don’t have very much money will not be the target consumer who buys toy haulers.
It’s individuals or families who have disposable income who will most often want to buy toy haulers. That’s because, presumably, they can afford not just the toy hauler, but also the toys that they will load into it that they will take with them to a recreational area.
How Much Do They Generally Cost?
Toy haulers aren’t cheap, or at least not what the average consumer would consider cheap. You might pay as little as $20K for a relatively small, simple one. A larger or fancier one can easily cost you $120K or more.
Just like any other vehicle, you will need to factor in how much money you have to spend when you buy one, but you’ll also need to think about what you intend to do with it. If you have one or two “toys” that you plan to bring with you, then you obviously don’t need to purchase one of the largest ones.
If you are going for a more expensive one, then that probably means it’s larger, but also that it has more features. For instance, one with multiple slide-outs will almost always cost more.
Do You Want to Buy One Outright?
If you’re thinking about purchasing one, you will want to consider whether you have the money to buy it outright. In this respect, it’s much like purchasing a car or some other vehicle.
If you have plenty of cash, then buying a toy hauler outright probably makes the most sense. By doing so, you’ll know that you won’t have to put some money down on it every month like you would if you leased one or financed it. However, you will still need to spend a little bit of money on maintenance of the toy hauler, even if you bought the whole thing with cash upfront.
What Other Options Do You Have?
We just mentioned two of the other options with toy haulers if you don’t want to buy one with money upfront. You can also usually find places that sell them that will let you lease one or finance it.
If you visit one of these places, you can talk to a salesperson about how much money you have to put down. They will also want to know whether you would like to own the toy hauler eventually or whether you only want to use it for a limited amount of time.
Those are usually the main considerations that will go into your calculations when you stop by a place that sells these types of trailers. If you want to buy the toy hauler, whether that means paying for it all at once or through payments over a period of months or years, then that takes the possibility of a lease off the table. If you only want one for a limited amount of time, though, then leasing it remains a viable option.
You’ll Need to Consider Your Financial Situation
When deciding how or if you want to purchase a toy hauler, you will need to think about all of the factors we just mentioned. Do you want to own the toy hauler eventually, or do you just want one that you can use for a while? How large or fancy of one do you feel like you need?
Once you answer those questions, you should be in a much better position to shop for the toy hauler. You can hopefully work with a company that sells or rents them.
If you’re attempting to buy a toy hauler, then you might try to target a place that’s having a sale on them. Much like most other kinds of vehicles, you can often count on these kinds of retailers having seasonal sales focused around the holidays.
Buying your preferred toy hauler around the 4th of July or Memorial Day might save you as much as 20%-30% off the regular price. If you feel like you can wait that long, then doing so might be the best move if you want to get the best deal on this kind of purchase.
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